Listing provided courtesy of CABANA LANE, INC.- MLS# 116241MLS Provider

1012 WHITE StreetFernandina Beach, FL 32034

Single Family · 4 Beds · 2 Full Baths · 1 Partial Bath · 1,982 Sq. ft.
$899,000 Active

1012 WHITE Street Overview

Time on Site:
31 days
Visits:
0

Beautiful Like-New Home in Historic Old Town Fernandina. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods. Features Include: Historic Old Town location First-floor primary bedroom Dual-zone HVAC system Propane tankless water heater Private rear courtyard Coastal breezes and outdoor living space Just over a mile to downtown shopping and dining Low-maintenance, like-new condition A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.

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1012 WHITE Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,982
  • Price/Sq.ft. $454

Details

General

Association/HOA

  • Association: false

Building Information

  • Builder Name: Charles Drace
  • Year Built: 2021

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 1 Island
  • Postal City: Fernandina Beach
  • Subdivision Name: Old Town

Community/Development

  • Community Features: Marina

General Information

  • Listing Terms: Conventional,FHA,VA Loan
  • Parcel Number: 00-00-31-1580-0011-0050
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Special Listing Conditions: None
  • Zoning: OT-1

Interior

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Partial: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Plans
  • Building Area Total: 1982.0

General Information

  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
  • Fireplace: true
  • Interior Features: Ceiling Fan(s),Fireplace,Storage,Cable TV,Window Treatments
  • Levels: Two
  • Living Area: 1982.0
  • Living Area Source: Plans
  • Rooms Total: 7
  • Stories: 2
  • Window Features: Insulated Windows,Blinds

Exterior

Parking Information

  • Parking Features: Driveway

Lot Information

  • Lot Size Dimensions: 4341.7
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: Two Story
  • Construction Materials: Fiber Cement,Frame
  • Patio And Porch Features: Rear Porch,Front Porch,Open,Patio
  • Roof: Shingle

General Information

  • Exterior Features: Sprinkler/Irrigation
  • Pool Features: None
  • Sewer: Public Sewer
  • Utilities: Cable Available

Room Information

Room: Bathroom

    Room: Bathroom

      Room: Bedroom

        Room: Bedroom

          Room: Primary Bathroom

            Room: Kitchen

            • Level: Main

            Room: Primary Bedroom

            • Level: Main

            1012 WHITE Street Neighborhood

            Community

            32034 (Fernandina Beach) Demographics

            54
            Median Age
            536
            Population Density (per sq. mile)
            55%
            College Educated
            $85,854
            Estimated Median Income
            13,404
            Estimated Total Home Owners
            2,887
            Estimated Total Renters
            82% / 18%
            Estimated Owner / Renter Divide
            2
            Estimated Average Household Size
            Community data courtesy of LiveBy, Inc.

            Schools

            School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

            1012 WHITE Street Monthly Cost

            $
            $ %
            %
            $
            $
            * All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

            1012 WHITE Street Market Data

            Based on the last 30 days in this zip code

            $979,770
            Average List Price
            $442
            Average Price per Square Foot
            132
            Properties Sold
            118
            Average Days on Market
            925
            Properties for Sale
            Calculations provided by Reliance Network

            1012 WHITE Street History

            Date Event Value Agent
            6/5/2026Source: Amelia Nassau MLS Added to Database
            June 05, 2026